FATIMA, Erum; KHAN, Kamran; GUL, Raazia. Key Drivers of Fintech Adoption Among Pakistani MSMEs. Bulletin of Multidisciplinary Studies, [S. l.], v. 2, n. 2, p. 146–158, 2025. DOI: 10.5281/zenodo.15898139. Disponível em: https://journals.irapa.org/index.php/BMS/article/view/1053. Acesso em: 30 apr. 2026.